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Cornell Capital Holdings  |  Wealth Rewired™
For the Business Owner Approaching the Exit

You Built Something
Worth Protecting.
Now Let's Make Sure
You Keep It.

Most business owners spend decades building wealth inside their company — then lose 30–50% of it in the transition because no one coordinated the tax strategy, the income plan, and the life that comes after. We fix that. Before the deal closes.

10–15×
Typical Client ROI on Engagement
4
Pillars of Protection
1
Point of Coordination — You
$0
Left to Chance
The Problem Most Owners Face

The Exit Is the Moment.
Most People Miss It.

You've spent years pouring everything into your business. The sale feels like the finish line. But without a coordinated strategy in place before you close, the transition becomes the most expensive and most disorganized financial event of your life.

You're paying 20–40% in unnecessary capital gains tax because no pre-sale restructuring was done in time

Your income disappears the day the deal closes — and no one has modeled what replaces it

Your CPA, attorney, and financial advisor are all giving different advice — and no one owns the outcome

You're suddenly managing complexity — investments, trusts, real estate, heirs — with no operating system

Your estate plan hasn't been updated in years and doesn't reflect your current net worth

You're doing the work yourself — spending hours on decisions that should be handled for you

The window to act is before the deal closes —
not after the wire hits.

Most tax strategies require 12–24 months of lead time. Most income replacement plans take a full year to architect properly. If you're within 3 years of a potential exit — or even just thinking about it — now is the right time to build the structure. We work backwards from the outcome you want and build the financial architecture to support it.

The Cornell Capital Approach

Two Phases. One Coordinated Plan.

We don't just advise. We architect the strategy, coordinate your team of professionals, and run the implementation — so nothing falls through the cracks and you never have to be the project manager of your own financial life.

Phase 01 — Pre-Sale

Structure, Protect & Minimize

We identify every tax exposure, restructure where possible, and build the entity architecture that protects your proceeds. This is where the largest dollar decisions live — and where most advisors arrive too late.

Phase 02 — Post-Sale

Replace, Deploy & Operate

Your business income is gone. Now we build the income engine that replaces it — cashflow from your capital, structured to support your lifestyle, protect your family, and grow your legacy. Then we run it for you.

Pre-Sale Tax Architecture

Keeping More of What You've Earned

Without the right structure in place before your business goes to market, the average owner loses 30% of their proceeds to avoidable taxes. That's $3M on a $10M sale. $15M on a $50M sale. $30M on a $100M sale. These aren't aggressive strategies — they're what every business owner should have in place, and most don't.

🏛️

Entity & Deal Structure Review

Asset sale vs. stock sale analysis, S-corp election timing, multi-entity rationalization before LOI

📊

Installment Sale Planning

Spread recognized gains over time, defer tax liability, and improve net proceeds without changing deal terms

🎯

Qualified Opportunity Zone

Roll capital gains into QOZ investments for deferred — and potentially eliminated — federal tax

❤️

Charitable Giving Strategies

Donor-advised funds, CRTs, and family foundations positioned before sale to reduce taxable gain

🔒

Trust Architecture

IDGTs, ILITs, and SLATs designed to remove assets from the taxable estate before appreciation locks in

📋

State Tax Mitigation

Domicile analysis, deferred income structuring, and timing to minimize state-level capital gains exposure

Post-Sale Income Architecture

Your Business Paid You a Salary.
Now Your Capital Does.

Most business owners have never lived off their invested assets. The shift from active income to portfolio income requires a completely different financial architecture — one built around cashflow certainty, tax efficiency, and lifestyle protection.

Freedom Index™

Passive Income ÷ Target Lifestyle

We build your income architecture around a single number: the monthly cashflow needed to replace your salary and fund the life you want — permanently.

Income Sources

Diversified Cashflow Stack

Dividends, private credit, real estate income, annuity structures, and bond ladders — layered to create reliable, tax-efficient monthly income.

Time Compression Index™

Buy Back Your Time

We model how fast your capital can fully replace your working income — and design the portfolio to accelerate that timeline, not extend it.

The Ongoing Solution

Family CFO Core™
Your Financial Life, Run Like a Business

After the sale closes, the complexity doesn't shrink — it multiplies. Investments, trusts, distributions, tax filings, estate documents, advisor relationships. We become your Family CFO: one point of coordination, total accountability, zero delegation to you.

Family
CFO
Core™
1
Wealth Rewired Blueprint™

Complete net worth map, entity diagram, 4-pillar audit, and identified inefficiencies — your financial starting line, in writing

2
Financial Operating System™ Dashboard

One place where everything lives. Every account, trust, entity, advisor, and document — visible and organized

3
90-Day Priority Plan™

3–5 high-impact actions every quarter with clear ownership, deadlines, and accountable follow-through — not just recommendations

4
Quarterly Coordination Calls

We run the meeting. We bring the agenda. We report on what moved and what's next — you show up informed, not overwhelmed

5
Annual Board of Advisors Meeting

Your CPA, attorney, investment advisor, and insurance agent — in one room, aligned on the same architecture, with us facilitating

Ongoing Advisory Access

Questions don't wait for quarterly meetings. Call, text, email — we're your first call when anything financial comes up

The 4-Pillar Framework
📈
Investment
Allocation
🧾
Tax
Strategy
🛡️
Asset
Protection
🌿
Estate &
Legacy
What You Actually Get Back

More Than a Financial Plan.
Your Life, Back.

The most important return we deliver isn't measured in basis points. It's measured in hours — and in the confidence that comes from knowing someone is watching everything so you don't have to.

⏱️

Your Time Back

Stop being the CFO of your own family. We own the process, run the calls, chase the deliverables, and report back to you.

🧠

Mental Clarity

No more second-guessing decisions, managing conflicting advice, or wondering if anything is falling through the cracks.

🛡️

Total Protection

Taxes, lawsuits, market risk, estate exposure — all covered, coordinated, and updated as your life changes.

👨‍👩‍👧‍👦

Family Aligned

Your spouse understands the plan. Your children have a path. Everyone knows what happens and who to call.

📐

Systematic & Organized

Your financial life runs on a system — not on memory, spreadsheets, or calendar reminders you keep missing.

🔁

Proactive, Not Reactive

We bring the agenda. We spot the issues before they become problems. You're never caught off guard again.

Proprietary Diagnostic Engine

Before We Build — We Diagnose.

Every engagement begins with our AI-powered Wealth Rewired™ Financial Audit. We run 6 proprietary indexes across your entire financial picture to identify exactly where you're leaving money, time, and peace of mind on the table.

Freedom Index™
Passive income vs. target lifestyle income — your real financial independence score
Tax Drag Ratio™
How much of your return is being consumed by avoidable taxes — pre and post-sale
Capital Velocity Score™
How hard your capital is working — and what it would take to double its efficiency
Time Compression Index™
How quickly you can reach true financial independence — and what's slowing you down
Concentration Risk Indicator™
How much of your net worth is exposed in one asset, entity, or industry — and what to do about it
Exit Readiness Score™
A complete readiness assessment: tax, income, estate, and lifestyle — are you ready to sell?
Results That Speak

What Coordinated Planning Actually Looks Like

The gap between what most clients are doing and what they could be doing is significant. We quantify it. Then we close it.

"What we found in the first 90 days changed the trajectory of how we were thinking about the sale entirely. Having one person own the outcome — rather than four advisors pointing at each other — made all the difference."

Family Business Owner  •  $8.4M Net Worth  •  Pre-Exit Planning Engagement
Significant Quantified Value Delivered — Typical Engagements Return 10–15× Annual Investment

Join the Family CFO Core™
Program Today.

Your financial life deserves a team that owns the outcome — not just gives advice. Enroll in Family CFO Core™ and we'll immediately begin coordinating every corner of your financial world so you never have to again.

Enroll in Family CFO Core™ →
Dana Cornell  |  Cornell Capital Holdings
dana@cornellcapitalholdings.com  |  866.938.6540
125 South Union Street, Olean, NY 14760